I recently heard a quote: “people who only do what they want don’t get much done.”

WOW, what an excellent explanation of why some people don’t see much positive change in their life. Losing weight, getting in shape, reading more, cleaning the house, starting a budget, organizing your finances….  None of this stuff is fun, why would anyone want to?  Sure, everyone has a day or two where they feel that motivation to make a change, but motivation comes and goes.  Once the motivation is gone, usually the action goes with it.

Life has taught me that that discomfort and pain are great motivators.  My life has proven that I get the most done when I have to.  Deadline, emergency, something that popped up and needs to be fixed to prevent further damage.  Once I solve the immediate problem the pain or discomfort subsides then its back to business as usual. I have been reactive for most of my life.

In regards to my finances I was very reactive.  The start of my path to financial fitness was a result of being broke at the end of every month and knowing that if I missed one paycheck I would be headed to collections.

 I was so deep in debt that most of the money that I earned each month was paying for things that I bought months or even years ago.  And I was paying for that stuff with interest!   

The discomfort of this situation forced me into action. I didn’t WANT to analyze my spending or learn to make a budget.  I didn’t WANT to spend less money than I made or delay instant gratification.

Who WANTS to start a budget instead of going out to eat?

Who WANTS to analyze last month’s spending instead of watching some TV?

 The answer to both questions for me now is “I DO!”

I do because it is the right thing to do.  I do because it has proven to create financial freedom!  I do because the results of these action have changed my financial future in an amazing way.  The repeated actions I took to get my money under control created discipline.

In the Army I remember thimotivation vs disciplines definition for discipline: “discipline is doing the right thing when no one’s watching”.   I have also heard “Discipline is doing what needs to be done, when it needs to be done, even if you don’t want to”.

Discipline brings its own rewards and builds on itself.  Once you develop and implement disciplined behaviors they become easier and lead to other disciplined behaviors.Managing your finances requires discipline.

You need to take control of your money and tell it what to do on a monthly basis.

You need to educate yourself on how money works and what it can do for you.  Your future financial success depends on it!

Make a decision to become financially strong, It needs to happen, today is the day, start now!   MAKE IT HAPPEN!